The Standard writes,
Unpaid Christmas bills, nasty weather, and failed New Year's resolutions combine to make January 22 the gloomiest in the calendar.January 22nd was chosen based on a formula developed by Dr. Cliff Arnall, a psychologist at Cardiff University, who came up with the following six criteria:
- weather
- debt
- time since Christmas
- time since failing our new year's resolutions
- low motivational levels, and,
- the feeling of a need to take action.
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